Personal Finances is a freeware personal budget tool for people on the move. Designed to run both on any PC and from any USB drive, the application lets you keep transactions - earnings and expenses and see whether you live on a budget, or overspend. The program offers many graphs to help you analyze the budget in all details and cut out unnecessary expenses.

The beauty of Personal Finances lies in its remarkable simplicity. Novice users can learn how to create and track the budget much quicker than with advanced personal budget programs. Making and maintaining the budget in the application is a matter of a few steps. The first step is to create accounts, such as bank account, credit cards, and wallet. The second step is to set up categories. It will allow the user to categorize and sort expenses and income and review financial information in a meaningful way through graphs. The third step is to enter transactions, in other words, everything you purchase and earn, transaction by transaction. Transactions can be identified by categories, family members, and tags. Thanks to the easy-to-navigate design, the majority of data entry and budget tracking operations is less than a couple of mouse clicks away.

The user can review the financial position using the summary view of all accounts. This tool helps to see whether you live within the money your make. You'll see how much money you have, how much you spend, how much is allocated to each member of the family and be able to determine the overspending categories that make the budget come out on the negative side and correct spending habits.

Personal Finances is freeware. Plus, there's another nice benefit in this application - it can be run from any USB flash drive, which means you can track your budget on a journey. Simply plug the USB stick into any PC and update or review the budget.